Financial Institutions

Financial institutions rely on Halloran & Sage because of our depth of experience in a range of sophisticated financing and capital markets transactions. Our lawyers have extensive experience in creating, administering and restructuring financial investments of all kinds. They are distinguished by their practical knowledge of the fundamentals of institutional finance. Many of our lawyers acquired their institutional savvy through hands-on experience working in the private and public sectors. Lawyers in our firm have served as in-house counsel and regional counsel to major U.S. financial institutions active in the real estate and commercial finance industries. Others have acted as counsel to governmental credit agencies and represented an array of financial institutions, including banks, finance companies, insurance companies, real estate investment trusts and conduit programs.

Our firm regularly represents financial institutions in all types of transactions. We have extensive experience in creating, administering and restructuring financial investments of all kinds. Our expertise includes real estate investments, project financings, multi-currency transactions, traditional term and revolver syndicated credit facilities, securities offerings, mezzanine and subordinated debt and private placements. We assist lenders in all aspects of corporate and commercial credit matters, including asset-based and working capital transactions, acquisition financing, leveraged buyout financing, venture capital and mezzanine financing, senior and subordinated term financing and Chapter 11 reorganizations. These transactions often involve analysis of collateral and credit risks, subordination and intercreditor arrangements and debt/equity issues. We also have considerable experience in transactions requiring a variety of complex covenant and collateral structures. We are well-versed in all aspects of real and personal property collateral security, including leasehold financing, cross-collateralized and multi-state and international transactions.

Through our extensive experience, we have sharpened our understanding of the diverse needs of banks, lenders, insurance companies, pension funds, venture capital firms, private equity firms and other allied entities. The client is the focus of every transaction we handle. We strive to understand fully its business objectives and then tailor a legal and financial strategy to match. Because each financing transaction is unique, our goal early on is to identify and assess potential risks and obstacles, both legal and financial, and then help the client determine how best to manage them and achieve its objectives. It is an approach that has earned the continued trust of the financial institutions that rely on us.